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Memorandum of Association

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This Direct Selling Agreement/Memorandum of Association (MoA) is between UNI FINANZO PRIVATE LIMITED, a company incorporated under the Companies Act, 2013 and having its registered office at B-103, Paryavaran Complex, IGNOU Road, Saket, New Delhi-110030 hereinafter referred to as “The Direct Selling Entity” or “Company” on the one part and any user/person who buys the product and/or Services Package of The Direct Selling Entity and willing to work with The Direct Selling Entity by accepting the Terms and Conditions, as specified herein below, and further resell it hereinafter referred to as the “Direct Seller” or “Independent Business Owner” or “IBO” on the other part.

This MoA authorizes IBO to promote UNI FINANZO’s Products & Services. For purposes of this MoA, an Independent Business Owner (IBO) is an individual, partnership or corporation whose completed application has been accepted by UNI FINANZO. All IBOs residing in India or subject to Indian income tax must have a valid Proof of Identity and PAN Number, and present such to The Direct Selling Entity.

The IBO represents and warrants that the marketing program and the remuneration plan, its limitations and conditions have been understood clearly by him/her and, the Direct Seller is not relying upon any representation or promise that is not contained in this MoA/Agreement or other official Company material. Direct Seller shall be a person who submits a properly filled in online application on the requisite format as provided on Company’s website and such application is electronically submitted subject to the Terms and Conditions and FAQ’S given on Company’s website. In consideration of the same, physical products or services would be delivered as mentioned against each and every products/services.

Direct Seller for promotion of our Business shall act and be as an independent contractor and shall not have any authority to bind the Company for any obligations whatsoever. Direct Seller is not an Employee or any other Legal representative of the Company or its service providers. The relationship between the Company and Direct Seller is governed by the Terms and Conditions as laid down in this MoA and will come into being only when this Agreement is agreed and accepted online by any Direct Seller and this Agreement shall remain enforceable during its existence unless it is terminated due to non-fulfilment of its conditions. Direct Seller shall be presumed to have understood the Terms and Conditions of this Agreement which are detailed herein below.

The IBO acknowledges that he/she is an Independent Direct Seller, conducting business for IBO’s own account, and not as an agent or employee of UNI FINANZO. The IBO shall be responsible for payment of all applicable Central and State taxes, and will abide by all applicable Central, State and Local laws. IBO agrees and understands that he/she cannot bind UNI FINANZO or any of their provider companies by any promise or agreement, to incur any debt, expense, or liability in its name or account, or waive any of the provisions of UNI FINANZO programs or IBO Agreements/MoA.

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